capitalOS

† Selling is gated by FIRE proximity — you stay fully accumulated until ~70% of your FIRE number, then it ramps to full at the target (backtested to protect long-run growth). Past ~90% of the number, a landing rebalance trims toward the BTC cap even in HOLD (tax-free first), and the sell edges glide down (1.4×→1.05×, 1.9×→1.12× over 70→100% progress) so compressed cycle peaks still get harvested near the finish line. Bands are fixed × fair value during accumulation.